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Car Insurance for Young Drivers

By admin November 29, 2007 5:59 pm

Filed under: Insurance News

When I was a teenager and I first had my drivers license, I could have used some real guidance on how to get inexpensive insurance.  Unfortunately there wasn’t a World Wide Web then and there was not great resources like Fancy a CarFancy a Car is a great site that has a great resource page for getting car insurance for young driversFancy a Car

They offer specific ideas and tactics on how to control the price of insurance for young drivers.  Ideas like having an older driver as your primary driver on your policy or utilizing good grade discounts are discussed.

If you are a new driver or if you have a young driver in your life, you should check out the resources at Fancy a Car.


PriceQuotes

By Bea November 20, 2007 6:21 pm

Looking for a new car? How about a used car? A hybrid perhaps? If you are looking to compare different cPrice Quotears and see how much each will cost you, than PriceQuotes.com is the site for you.

They offer services in which you can find multiple price quotes from local and online dealers and then compare the different quotes. From a brand new auto to an old auto, every car that you would like to look into is available. If you are looking for the best car deal, you could find your new automobile right on Price Quote’s site.

If you are looking for an fuel efficient automobile, check out any of the multiple hybrids featured on the site. Looking for a hybrid truck, SUV, or any of the other of the hybrid cars? This site is perfect for you. Each type of car has its own link, picture, and allows you to fill out a request form to receive a price quote. Of course, all of the rest of the cars on this site have this information too, making your search for the perfect car simple for you!

PriceQuotes.com searches the top car sites for discount dealers in order to find the best deal for you. Some of these include AutoNation, AutoUSA, CarsDirect, and Car.com. PriceQuotes.com also refers to leading companies such as Geico.

Not only can you compare auto prices, but you can also compare auto insurance quotes and auto warranty quotes. PriceQuotes.com is a good site to start your search for your perfect car. Not only will it be the best deal, but it will also be a car that you like.


Hands-free phones can be as dangerous as drink-driving, says yesinsurance.co.uk

By admin September 19, 2007 5:15 am

Up to 8 million drivers in the UK may be taking risks that can equal those of drink-driving, simply by using hands-free mobile phones (read other mobile phone news), according to car insurer, yesinsurance.co.uk. yesinsurance.co.uk state that most of the UK’s 33 million registered drivers now have a mobile phone and many of them use it whilst driving – either legally using a hands-free kit, or illegally by holding the phone in their hand. Research studies indicate that around 24% of UK drivers occasionally use the phone whilst driving.

However, whilst most drivers are aware that hand-held phones pose a risk, many are unaware that the level of risk is very similar when using a hands-free mobile phone.

“Research conducted at the University of Sydney’s Injury Prevention and Trauma Care Division indicates that people who use their mobile phones whilst driving are four times more likely to crash – and this includes people using hands-free devices,” said Paul Purdy of yesinsurance.co.uk.

In the UK, research conducted at the Transport Research Laboratory has found that drivers talking on both hand-held and hands-free mobile phones have on average 30 per cent slower reaction times than those who have been drinking, and 50 per cent slower times than sober drivers.

Similar results were found during tests which were undertaken at the University of Utah in the United States, comparing use of hands-free phones and drinking at the UK limit.

“Whilst we would not go as far as calling for a complete ban on hands-free devices, we would like to see the government placing a much greater emphasis on warning drivers that use of a hands-free device can be as dangerous as drinking,” said Paul Purdy.

In the UK it is illegal to drive a vehicle whilst using a hand-held mobile phone, but hands-free phones are not specifically prohibited. However, legal action can still be taken against drivers who have been using hands-free devices, if it is believed that this has been a contributory factor in an accident.

yesinsurance.co.uk said that research indicates that the combination of visual, auditory, mental and physical distractions caused by using mobile phones can cause a severe deterioration in the ability of the driver to react quickly to changing conditions.

“Conversations with passengers can incorporate periods of silence, but telephone conversations tend to be continuous, requiring a greater commitment in terms of concentration from the driver,” said Paul Purdy.

“There are also visual clues which can be picked up by drivers and passengers, but these are missing when the conversation is being conducted over a telephone,” he said.

At any one time, according to research conducted in 2006 by the Transport Research Laboratory, 2.5% of drivers are using the phone whilst driving – with two-thirds of them illegally using hand-held phones. In London the figures were even higher, with 3.7 per cent of car drivers and 4.8 per cent of van drivers being on the phone at any one time.

Latest research results published in June by America’s Ohio State University indicate that pedestrians are also at increased risk of road accidents when they are using a mobile phone. Their tests showed that 48 per cent of cell-phone users crossed the road in front of approaching cars, compared with 25 per cent of those not using gadgets. Interestingly, only 16 per cent of iPod users took the same risk.

Commenting on ways to get the message through to drivers, Paul Purdy said:

“We would like to see the launch of a campaign that urges drivers to switch off their mobile phone before setting off on a trip, so that messages can be received by voicemail.”