There is nothing worse than having a car paid off and then being in a terrible car accident, believe me, I know. We’d just paid off our old car, had enjoyed no car payments for a whole month, when my husband was hit by a merging SUV and spun across five lanes of highway to be hit head on by a Maxim. Luckily my husband was unscathed. The same could not be said for the car. So we started shopping.

We knew that a new car was going to be completely out of our budget so we went in search of a good used car. You have to be very careful when buying used and make sure you do your research. We took our search to a used car lot. Although there are other options like buying privately, we wanted the added assurance of dealing with a professional even if the prices were higher.

When we decided on the car, a 2005 Pontiac Grand Am GT for a really good price from a reliable dealership, these are the steps we followed to make sure we didn’t drive a lemon off the lot.

1) We inspected the inside and outside for rust, cracks in glass, leaks and checked the odometer.

2) We test drove the car listening for unusual sounds, and then we made sure that the A/C, heater, stereo, windshield wipers, and power windows and locks worked.

3) We took the car to our mechanic to have the engine checked out to make sure it was sound.

4) We asked for a vehicle history report. We wanted to ensure that the car didn’t have habitual problems that needed repair, nor been in any major accidents.

Then before you even start to think of signing on the dotted line, consult the Kelley Blue Book and make sure that what they are asking isn’t astronomically out of proportion to what the car is worth — keeping in mind they are a little more expensive bought off a lot.